Money is not morality

While shooting the breeze with a friend tonight I realized that “Poor people are degenerates” and “Don’t tell me I can’t afford something I ought to be able to afford!” attitudes are two sides of the same coin.

The first position, commonly associated with rich assholes who think they are self-made, is a mistake because it assumes that someone’s income or wealth is solely a factor of their moral character, i.e. their willingness to work hard to accomplish their goals. However, that is not the case. Not all hard work is equally remunerated; the free market doesn’t care how hard you work, but only about the supply and demand of your skill. It’s fundamentally amoral. (Remember, don’t confuse “amoral” with “immoral.”) This is also the primary reason why we should not trust in the market to take care of people. The market does not care if you live or die.

The second position, which I see more in people on my side of the political aisle, is born out of a place of frustration and anger. It’s the idea that “if I can’t buy a house on 30% of my income, then that guideline is wrong and bad and shaming! Don’t shame me!” But having or not having money is not (or shouldn’t be!) a locus of shame or pride. It’s just a matter of numbers. But people see “you can’t afford to buy a house yet,” and they take it as a moral attack on their value as human beings.

Neither of these attitudes are good. If you find yourself falling into either one, please try to remind yourself: money is not a measure of your inherent worth as a human being.

Enough is, in fact, enough: a meditation on Pieces of Flair

Today I was coloring in a bookmark that had the quippy little motivational message, “A Winner is a Dreamer who Never Gives Up.” — Nelson Mandela

“A Winner is a Dreamer who Never Gives Up.”

Nelson Mandela

And it made me think: is that really accurate? No, it’s not. Or, more to the point: it’s incomplete. A winner is a dreamer that never gave up and also scored better than all of the other dreamers who also never gave up.

But that doesn’t make the non-winner any less worthy of respect and admiration!

I have always hated the old “joke” about “What do you call the guy who graduates last in med school? Doctor!” Frankly, I don’t care what my doctor’s rank in a classroom setting 30 years ago was; I care that they know enough to be a doctor. If this person was actually too stupid to be a doctor, they would not have graduated.

Likewise, and I think we’re better at recognizing this side of things, an Olympian who doesn’t win a medal is still a goddamn Olympian. The person who finishes last in a marathon still ran a goddamn marathon. That’s far more than any of the armchair haters will ever accomplish.

Being told you have to be the best just to be good enough is a stupid (and, frankly, toxic) attitude to take. Do the thing. Do it well. Don’t worry about your relative ranking compared to others.


(Bonus note: this is also what I told my fellow new parents when my daughter was a 99th percentile chonker. Everyone has to be somewhere on the percentile chart, and every percentile has to be filled. It’s just the pigeonhole principle. It’s not a referendum on the quality of your baby.)

The bookmark. Is this a Mandela Mandala?

On Dobson

A friend’s priest had this to say, on the passing of James Dobson:

“On behalf of “strong-willed children” everywhere: There is no one I credit more for all my emotional and spiritual trauma than James Dobson.

I believe he is now fully in the presence of the radical love of God he so consistently preached against. My hope is that in the fullness of time he will be reconciled to that love.

In the meantime, sucks to be him.”

Imagine the torment it must be, to go your whole life believing in a God of hatred and exclusion, only to discover upon your death that your God is actually a god of love.

If hell is the absence of God? And this man is now feeling that absence, because God does not condone violence towards young children, the way Dobson does (well, did)? Then Dobson is in hell.

Good.

Good post about “therapy” dogs

A friend recently reshared this, and I thought it worth reposting here.

https://dirtamericana.com/2025/04/therapy-dogs-business-interior-violations/

I don’t believe there is an actual “licensure” program for service animals, so I take issue with that part of the author’s thesis. However, other than that, I generally agree.

It is fine (in my opinion) for a business to declare itself pet-friendly, subject to health department laws. However, the service animal exception (for normal businesses that don’t allow pets) should only be used for real service animals.

Unlike other examples of community self-policing overreach, like saying “but you don’t LOOK disabled” to someone parking in an accessible parking spot, I do think it’s appropriate for untrained animals to be shamed out of public spaces.

The correct usage of “emotional support animal” status is for things like housing restrictions: an apartment complex that normally disallows pets, for example, can be compelled to accept an ESA. (Which is apparently a distinct category from Therapy Animal?)

Anyway. Just being the same type of curmudgeon as the original author over there. I don’t like being jumped on or licked by dogs. (Cats are fine by me, but I’m well aware that cats cause even worse allergy issues than dogs do! Don’t bring your cat to an enclosed public place!)

Unethical inheritance

“Launder that money through love” is a beautiful take on this advice letter.

https://www.washingtonpost.com/advice/2025/04/16/carolyn-hax-tobacco-fortune-solo-heir/

If you inherit money, I definitely support using some of it to better the world around you. Donate some of it to charity.

But as far as your own obligations go? As long as “unethical” doesn’t mean that it was stolen (the example case was money earned from the tobacco industry), you have no obligation to do any particular thing with it. Use it to secure your family’s future and make life easier for the next generation of humans.

Why I like index funds

This quote from Monica Hesse really says it all:

Whatever the American Dream once was, for whole generations of us, it has been distilled down to a 3 percent match. You get to be in charge of your own destiny, was the enthusiastic promise of the 401(k). You get to decide what investments are right for you. Never mind that I have no business deciding what investments are right for anybody. Sir, I majored in English.



https://www.washingtonpost.com/opinions/2025/04/14/stock-market-crash-retirement-savings-myth/

Don’t try to time the market. Don’t try to pick stocks unless you’re doing it for funsies. Just park your retirement money in a lifecycle fund and wait it out. Don’t buy into the hyper-individualistic idea that you can control everything about your life. (That also leads us down the Just World Fallacy path!)

Headlights

I heard this quote from E.L Doctorow for the first time this week:

“You can only see as far as your headlights shine, but you can make the whole trip that way.”

Contrarianism

I think “being a contrarian” is one of those things that’s okay if you’re doing it with people who have consented to it, and Kinda Bad Form if they haven’t.

Like boxing.

More on villages!

“You can’t expect the village to show up for you if you are unwilling to be a villager.”

This also gets in a little bit to the concept of RSVPing, and also Ask/Guess culture. It is okay to RSVP “no” to an event! But it’s better to say Yes or No than to just be uncertain; that uncertainty, when multiplied by the number of guests, makes hosting very difficult.

(This is part of why I started doing nuclear hosting of events!)